⚡ Free Online Tool

Sukanya Samriddhi Calculator

Calculate the maturity value of your Sukanya Samriddhi Yojana (SSY) account.

SSYSukanya SamriddhiGovernment Scheme
✓ 100% Free✓ No Sign-up Required
Min ₹250, Max ₹1,50,000 per financial year
Account can be opened only up to age 10
Current official rate: 8.2% (Jul–Sep 2026). Rate is revised every quarter by the Ministry of Finance — this calculator assumes it stays the same for the full term, for illustration only.

Projected at Maturity (21 years from opening)

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Total Invested (15 yrs)
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Interest Earned
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Maturity Value (tax-free)
Deposits are made for the first 15 years; the account then earns interest for 6 more years untouched, maturing 21 years after opening. Maturity amount, and the interest along the way, is completely tax-free (EEE status).
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Custom Options

Adjust settings to match exactly what you need

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100% Private

Files are never uploaded to a server — processed in your browser

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Free Forever

No limits, no payment, ever

How To Use

1

Enter your details

Fill in the required numbers in the calculator.

2

See instant results

The result updates automatically as you type.

3

Check the breakdown

Review the detailed breakdown shown below the result.

4

Use it as many times as you like

This calculator is free and has no usage limit.

About This Tool

Sukanya Samriddhi Yojana Calculator estimates the maturity value of an SSY account for a girl child, based on your yearly deposit and the current official interest rate.

Frequently Asked Questions

Is this calculator free to use?

Yes, completely free with no sign-up required and no limit on how many times you can use it.

Is my data stored anywhere?

No. All calculations happen instantly in your browser — nothing is sent to any server.

Who can open a Sukanya Samriddhi Yojana account?

A parent or legal guardian can open an SSY account for a girl child below the age of 10, at any post office or authorised bank.

What happens if I miss a yearly deposit?

The account is treated as a 'default account', which can be revived within 15 years of opening by paying a small penalty along with the minimum due deposits.

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