⚡ Free Online Tool

Post Office RD Calculator

Calculate the maturity value of your Post Office Recurring Deposit.

RDRecurring DepositGovernment Scheme
✓ 100% Free✓ No Sign-up Required
Min ₹100/month, in multiples of ₹10, no maximum
Standard term is 60 months (5 years), extendable
Current official rate: 6.7% (Jul–Sep 2026), fixed for the term once you open the account

Projected at Maturity

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Total Deposited
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Interest Earned
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Maturity Value
Uses the official India Post RD formula (quarterly compounding on monthly deposits). Interest is taxable; no TDS is deducted.
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Custom Options

Adjust settings to match exactly what you need

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100% Private

Files are never uploaded to a server — processed in your browser

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Free Forever

No limits, no payment, ever

How To Use

1

Enter your details

Fill in the required numbers in the calculator.

2

See instant results

The result updates automatically as you type.

3

Check the breakdown

Review the detailed breakdown shown below the result.

4

Use it as many times as you like

This calculator is free and has no usage limit.

About This Tool

Post Office RD Calculator estimates the maturity value of a National Savings Recurring Deposit account using the official India Post formula, which compounds quarterly on monthly deposits.

Frequently Asked Questions

Is this calculator free to use?

Yes, completely free with no sign-up required and no limit on how many times you can use it.

Is my data stored anywhere?

No. All calculations happen instantly in your browser — nothing is sent to any server.

Is Post Office RD interest tax-free?

No, RD interest is fully taxable as per your income tax slab, though no TDS is deducted.

What is the minimum deposit for a Post Office RD?

The minimum is ₹100 per month, in multiples of ₹10, with no maximum limit.

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