⚡ Free Online Tool

Post Office Monthly Income Calculator

Calculate your fixed monthly payout from the Post Office Monthly Income Scheme.

POMISMonthly Income SchemeGovernment Scheme
✓ 100% Free✓ No Sign-up Required
Min ₹1,000, Max ₹9,00,000 (single) / ₹15,00,000 (joint account)
Current official rate: 7.4% (Jul–Sep 2026), fixed for the 5-year tenure once you open the account

Your Monthly Payout

-
Every Month
-
Per Year
-
Total Interest (5 yrs)
POMIS pays interest out every month rather than compounding it — your principal comes back in full at maturity. The interest is fully taxable, with no TDS deducted.
📋
Custom Options

Adjust settings to match exactly what you need

🔒
100% Private

Files are never uploaded to a server — processed in your browser

🆓
Free Forever

No limits, no payment, ever

How To Use

1

Enter your details

Fill in the required numbers in the calculator.

2

See instant results

The result updates automatically as you type.

3

Check the breakdown

Review the detailed breakdown shown below the result.

4

Use it as many times as you like

This calculator is free and has no usage limit.

About This Tool

POMIS Calculator shows the fixed monthly income from a Post Office Monthly Income Scheme deposit based on the current official interest rate.

Frequently Asked Questions

Is this calculator free to use?

Yes, completely free with no sign-up required and no limit on how many times you can use it.

Is my data stored anywhere?

No. All calculations happen instantly in your browser — nothing is sent to any server.

Is POMIS interest tax-free?

No, POMIS interest is fully taxable, though no TDS is deducted at source.

Can I open a POMIS account jointly?

Yes, up to three adults can open a joint POMIS account, which allows a higher combined deposit limit of ₹15 lakh.

← Back to All Tools