Find your fixed monthly contribution for a guaranteed pension under Atal Pension Yojana.
Adjust settings to match exactly what you need
Files are never uploaded to a server — processed in your browser
No limits, no payment, ever
Fill in the required numbers in the calculator.
The result updates automatically as you type.
Review the detailed breakdown shown below the result.
This calculator is free and has no usage limit.
APY Calculator looks up your exact monthly contribution from the official PFRDA Atal Pension Yojana chart, based on your current age and the guaranteed pension you want from age 60.
Yes, completely free with no sign-up required and no limit on how many times you can use it.
No. All calculations happen instantly in your browser — nothing is sent to any server.
No. Since 1 October 2022, anyone who is or has been an income-tax payer is not eligible to open a new APY account.
The account is frozen after 6 months of non-payment, deactivated after 12 months, and closed after 24 months, with your own contributions (not the government's) refunded.