Find how much home or personal loan you can get from your income.
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Your net monthly take-home pay.
Any EMIs you already pay.
The interest rate and years you expect.
Maximum loan, EMI and property price.
Loan Eligibility Calculator estimates the largest loan a bank may give you, using the FOIR rule banks follow — all your EMIs together should stay within a set share of your income.
Fixed Obligation to Income Ratio — the share of your monthly income that can go to EMIs. Banks usually allow 40–60%.